RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Basic Investment Loan Variable LVR<60%

Basic Investment Loan Variable LVR<60%
Category: Home Loans  Last Updated April 2, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information
Interest Rate
5.94% PA
Comparison Rate
5.97%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking
  • Npp Payid
  • Redraw Additional Information: Minimum of $500 per redraw

 Product Eligibility

  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..
  • Min Age - 18.
  • Other Additional Information: Available to members only.

 Bank Fees and Charges

  • Discharge Of Mortgage Fee (Event), Amount: 395.00. Additional Information: $395.00 per Title.
  • Settlement Fee (Variable), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan
  • Arrears Fee (Event), Amount: 20.00. Additional Information: Applies when a loan is 7 and 30 calendar days in arrears

 Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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