RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.80% (5.85%*) • Home Loan Fixed: 6.04% (6.83%*) • Fixed: 6.04% (6.83%*) • Variable: 5.80% (5.85%*) • Investment IO: 6.19% (6.22%*) • Investment PI: 6.04% (5.95%*)

  

Premier Package Home Loan Investment 3 year fixed IO LVR<80%[/h1]
Premier Package Home Loan Investment 3 year fixed IO LVR<80%
Category: Home Loans  Last Updated May 21, 2026  Effective June 3, 2026

General Lending Rates

Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information
Interest Rate
6.84% PA
Comparison Rate
6.85%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking
  • Extra Repayments Additional Information: Ability to make up to $30,000 p.a. in additional repayments during the fixed rate period without incurring a break cost; additional repayments will incur a break cost
  • Other Additional Information: Split Loan: You can split your home loan into a variable and fixed option.
  • Npp Payid
  • Redraw Additional Information: Minimum of $500 per redraw

Product Eligibility

  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..
  • Min Age - 18.
  • Other Additional Information: Available to members only.

Bank Fees and Charges

  • Premier Package Home Loan Fee (Periodic), Amount: 390.00. Additional Information: $390 per annum
  • Discharge Of Mortgage Fee (Exit), Amount: 395.00. Additional Information: $395.00 per Title.
  • Break Cost Fee (Variable), Amount: Not Listed.. Additional Information: Applies when during the fixed term the loan is repaid early, transferred to a variable loan or additional payments exceed $30,000 p.a.
  • Settlement Fee (Upfront), Amount: 400.00. Additional Information: Costs associated with processing the documentation and settlement of the loan

 Limitations & Restrictions (Constraints)

  • Min Lvr of 0.00
  • Max Lvr of 0.91
  • Min Limit of 50000.00

Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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