1 Year Fixed Rate Home Loan

General Lending Rates

Product Features

• Loyalty Program

• Other Additional Information: Split Loan

• Extra Repayments

Product Eligibility

• Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..

• Natural Person

• Min Age - 18.

• Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.

Bank Fees and Charges

• Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract

• Copies Of Statements (up To 12 Months) Posted (Event), Amount: 1.00. Additional Information: per page

• Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.

• Archive Retrieval Fee (Variable), Amount: Not Listed.. Additional Information: Per hour fee applies plus any expenses incurred

• Ratesaver Switch Fee (Event), Amount: 100.00. Additional Information: + 3rd party costs- To switch to a RateSaver Loan

• Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested

• Consent Fee (Event), Amount: 250.00. Additional Information: For 2nd or subsequent mortgages or lease registration

• Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page

• Fixed Rate Lock Fee (Periodic), Amount: 750.00.

• Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.

• Processing Fee (Upfront), Amount: 450.00.

• Mortgage Discharge Fee (Event), Amount: 120.00. Additional Information: + 3rd party costs

• Documentation Re-issue Fee (Event), Amount: 100.00. Additional Information: + 3rd party costs

• Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone

• Fixed Rate Prepayment Cost (Variable), Amount: Not Listed.. Additional Information: Payable if you repay your fixed rate loan in full before the fixed interest rate period expires; or make partial prepayments greater than $10,000 in any year of the fixed rate period. The prepayment cost is calculated and will be advised when the prepayment is made on your fixed rate loan.

• Switch/variation Fee - Home & Investment Loans (Event), Amount: 100.00. Additional Information: + 3rd party costs-To switch or vary home loans (other than switching to RateSaver)

 Limitations & Restrictions (Constraints)

• Min Limit of 150000.00

• Min Lvr of 0.00

• Max Limit of 5000000.00

• Max Lvr of 0.98