RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Billions Capital
Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  LOW RATE CREDIT CARD

A low rate credit card that stays low no matter where you take it.
Category: Credit and Charge Cards  Last Updated January 29, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , PURCHASE, 8.99%
  • Lending Rate Type: Purchase
  • Interest Rate: 8.99%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Card Access Additional Information: You are provided with a No Bull Credit Card that you can use to manage your transactions, in the same way that you would with a VISA Debit card.
  • Digital Banking Additional Information: Manage all your banking online, via our moneytree app and Internet Banking.
  • Digital Wallet Additional Information: Leave your wallet at home and make payments on the go with Google Pay, Apple Pay and Samsung Pay.
  • Notifications Additional Information: Set up and customise alerts, so you can see when money goes in and out of your account.
  • Additional Cards Additional Information: Additional VISA cards can be ordered, at cost.
  • Interest Free
  • Npp Enabled
  • Npp Payid

 Product Eligibility

  • Min Age - 18. Additional Information: You must be 18 years or older to apply for the No Bull Credit Card.
  • Residency Status - Australian Citizen, Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident to apply.

 Document Downloads

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
First Home Buyer Guide, April 2025
  Timezone: 1 · [ CHANGE ]

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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)
748B, Pennant Hills Rd, Carlingford , NSW 2118
SYDNEY | MELBOURNE | BRISBANE | ADELAIDE

This is where your credit rep and ACL number will go. The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. WARNING: This comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Important Information: Applications are subject to credit approval. Full terms and conditions will be included in our loan offer. Fees and charges are payable. Interest rates are subject to change. Offer does not apply to internal refinances and is not transferable between loans. As this advice has been prepared without considering your objectives, financial situation or needs, you should consider its appropriateness to your circumstances before acting on the advice.

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Billions Capital