RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.1%  

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  Billions Capital [ FINANCE SPECIALISTS ]

Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)

  NAB Equity Builder

Grow your investments beyond property. Diversify and invest in financial assets with loans starting from $10K.
Category: Business Loans  Last Updated January 6, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT product. Additional Information
Interest Rate
9.25% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Redraw Additional Information: Limited to the amount the customer is ahead on principal repayments
  • Digital Banking Additional Information: Through NAB Equity Lending Online
  • Other Additional Information: Minimum facility term of 3 years, maximum facility term of 10 years.

Product Eligibility

  • Business
  • Natural Person
  • Min Age - 18.

Bank Fees and Charges

  • Establishment Fee - Individual Trustee (Upfront), Amount: 150.00.
  • Establishment Fee - Company Trustee (Upfront), Amount: 300.00.
  • Establishment Fee - Company Guarantor (Upfront), Amount: 150.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 10000.00

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Download our 40-page First Home Buyer Guide. The book includes a large amount of information that will guide you during the buying process, and it provides you with information on your various finance options. 
BM FHB Guide, May 2025
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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