Business Vehicle Loan
Low rate flexible loan, for business vehicles up to 3 tonne
Category: Business Loans Last Updated January 20, 2026 Effective April 20, 2026
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information The loan purpose must be to purchase or refinance a car up to 5 years old from year of manufacture (currently from 2020) which must be used as security on the Business Vehicle loan.
Interest Rate
6.49% PA
6.49% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Business Vehicle LVR
- Lending Rate Type: Fixed
- Interest Rate: 7.99%, Comparison Rate 0.00%
- Repayment Type: Principal And Interest
- Loan Purpose:
Product Features
- Digital Banking
- Other Additional Information: Flexible repayment frequency - pay weekly, fortnightly or monthly
- Other Additional Information: No penalties for additional repayments or early payout
- Other Additional Information: No monthly account fees
Product Eligibility
- Business - Business And Non-personal Entities.
- Other Additional Information: Terms, conditions, fees, charges and lending criteria apply and are available on application
Bank Fees and Charges
- Business Vehicle Loan Application Fee (Upfront), Amount: 250.00. Additional Information: Application fee per loan for sole traders and partnerships
- Business Vehicle Loan Application Fee (Upfront), Amount: 350.00. Additional Information: Application fee per application for companies.
- Substitute Of Security Fee (Event), Amount: 75.00.
- Arrears Administration Fee 1 (Event), Amount: 25.00. Additional Information: Payable if you fail to make repayments due under your credit contract and you do not pay an amount sufficient to clear all repayment arrears within 7 days of us notifying you that your account is in arrears.
- Arrears Administration Fee 2 (Event), Amount: 25.00. Additional Information: Payable if you fail to make repayments due under your credit contract and your account remains in arrears for a period of 20 days or more.
- Notice Of Enforcement Fee (Event), Amount: 25.00. Additional Information: Charged whenever an eforcement notice is issued in relation to a credit contract that is not secured by a mortgage over real property.
- Paper Based Statement Fee (Variable), Amount: 3.00. Additional Information: Fee is charged for each paper statement issued as per your account statement cycle. Excludes eStatements which are free of charge.
Limitations & Restrictions (Constraints)
- Min Limit of 20000.00 Additional Information: Minimum loan size is $20,000.00
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