BUSINESS LOAN - VARIABLE (Principal and Interest)
A variable business loan with competitive variable rates to help fund your business needs. Secure the loan with a residential or commercial property - different rates apply depending on security type.
Category: Business Loans Last Updated April 9, 2026 Effective April 20, 2026
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Business Loan
Interest Rate
9.04% PA
9.04% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw Additional Information: Redraw fees apply
- Offset Additional Information: Offset account is optional
- Digital Banking
Product Eligibility
- Business
Bank Fees and Charges
- Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account
- Business Loan Application Fee (Upfront), Amount: 750.00. Additional Information: Additional fees may apply for non-standard applications
- Business Loan Monthly Fee (Periodic), Amount: 10.00.
- Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account
- Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
- Re-issue Loan Documentation Fee (Event), Amount: 300.00. Additional Information: For mortgage products
- Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
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