Business Loan
A Business Loan is a simple, low cost way to finance small business needs, like purchasing a new vehicle. With a fixed interest rate, this Business Loan gives you security of knowing your repayments won't change.
Category: Business Loans Last Updated April 7, 2026 Effective April 24, 2026
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Business Vehicle Low Rate Loan Special Offer for Commercial or Business purposes. Flexible loan terms 1-7 years. Conditions apply.
Interest Rate
6.79% PA
6.79% PA
Comparison Rate
7.80%PA*
7.80%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Product Features
- Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
- Extra Repayments Additional Information: Additional Repayments: make unlimited additional repayments to your loan.
- Other Additional Information: Choose between variable or fixed interest rates.
Product Eligibility
- Business Additional Information: Available for Business purposes only. Conditions apply.
- Other Additional Information: Membership: You must be or become a Beyond Bank Australia member.
- Other Additional Information: Lending Criteria applies.
- Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.
Bank Fees and Charges
- Search Fee (Upfront), Amount: 35.00. Additional Information: This fee is payable for each search we conduct in relation to a loan or security including an ASIC search or Title search.
- Approval / Variation Fee (Upfront), Amount: 295.00. Additional Information: Applicable when you apply for new or increased credit or request a change to your line of credit contract.
- Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract.
- Ppsr & Asic Search Fees (Upfront), Amount: 55.00. Additional Information: This fee is payable when we conduct a combined PPSR and ASIC Search and obtain certificates.
- Security Administration Fee (Upfront), Amount: 70.00. Additional Information: This fee is payable when we prepare a Goods Security or other security in relation to any type of Business Loan.
- Additional Security Fee (Upfront), Amount: 200.00. Additional Information: This fee is payable when we prepare a security such as a guarantee or a security interest over a company's asset.
- Default Fee On Business Vehicle Loans And Business Loans - Unsecured - On The 8th Day (Event), Amount: 20.00. Additional Information: This fee is payable on the 8th day you are in default.
- Default Fee On Business Vehicle Loans And Business Loans - Unsecured - Every 14th Day Thereafter (Event), Amount: 25.00. Additional Information: This fee is payable every 14th day thereafter for so long as you remain in default.
Limitations & Restrictions (Constraints)
- Max Limit of 140000.00
- Max Lvr of 1.00
- Min Limit of 5000.00
- Min Lvr of 0.00
■ ■ ■
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest
