02 800 68 300

  Unsecured Personal Loan

 General Lending Rates

 Product Features

• Redraw Additional Information: Fee free redraw via Online Banking. $30 fee for over the counter redraw.

• Digital Banking

• Notifications Additional Information: Receive notification from bank of your nominated transactions (e.g. low account balance warning; credits over $500)

• Extra Repayments

 Product Eligibility

• Min Age - 18.

• Residency Status - Australian Residents Only.

• Natural Person

• Other Additional Information: Must be identifiable in terms of legislative requirements. Lending criteria apply.

 Bank Fees and Charges

• Information Fee (Event), Amount: 20.00. Additional Information: $20.00 plus $1.00 per page copied. Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)).

• Information Fee - Per Page (Event), Amount: 1.00. Additional Information: Payable when we provide information or copies to you or a third party that relates to a Security, dealing document, or any record relating to your Contract or loan account (other than information you are entitled to obtain free of charge under the National Credit Code (where applicable)).

• Bank Transfer Fee (Transaction), Amount: 8.00. Additional Information: When any amount is debited or credited to a bank account in our name as a result of which it is necessary for us to debit or credit monies to your loan

• Foreign Currency Deposit Fee (Deposit), Amount: 5.00.

• Sms Alert Fee (Transaction), Amount: 0.20. Additional Information: Charged for each SMS alert that is sent to you notifying you of account balances and/or other nominated transactions.

• Easypay Notification Fee - Letter (Event), Amount: 8.00.

• Redraw Over-the-counter Fee (Withdrawal), Amount: 30.00. Additional Information: Each time you re-borrow money by making written application to any branch of Greater Bank Ltd.

• Redraw Online Banking Fee (Withdrawal), Amount: 0.00. Additional Information: Online redraw transactions do not attract a fee.

• Establishment Fee (Upfront), Amount: 275.00.

• Default Administration Fee (Event), Amount: 20.00. Additional Information: In default by an amount that is less than 2 repayments $6.00, otherwise $20.00.

• Default Notice Fee (Event), Amount: 50.00. Additional Information: Payable when we send you a notice informing you of a default under this contract

• Mercantile Agents Fee (Variable), Amount: 0.00. Additional Information: Fee amount will be variable, calculated if and when applicable. Payable when we instruct a mercantile agent to contact you on our behalf in relation to this loan or a security.

• Easypay Notification Fee - Sms (Event), Amount: 0.20.

 Limitations & Restrictions (Constraints)

• Max Limit of 50000.00

• Min Limit of 5000.00